Why do some people spend money like there’s no tomorrow, while others can’t even spare a few dollars in a thrift store? Why does financial success so easy for others to achieve? Though an abstract concept, money has always been a crucial aspect in everything else. From the economy to business, personal relationships, education, insurance, well, virtually everything!—money is at the root of all these aspects. But while it is easy to wallow in financial stress, taking a deeper look on your money blueprint may give you a clearer look on how it can be leveraged to work to your advantage.

Your personal money blueprint is not necessarily all about how you interact with money. It also delves on how it affects your personal interaction with others. As unique individuals with frailties, it is important to realize your own imperfections and challenges that hinder financial well-being. You need to assess how you deal with money and your attitude to others who do things differently than you do. It must also assess your thoughts on debt, charity, savings, investing, and spending. Your reaction to inflation, work compensation, and so on will also be considered—and a host of other aspects that rests largely on your personal convictions.

In truth, your very own money blue print is your financial DNA. It is part and parcel of who you are. From the moment you develop a brain in the womb, your mother’s financial convictions are subconsciously linked to you. This is then, consistently being embedded into your life as you grow old and become more conscious of the world. Pre-programmed—yes, that’s who you are in terms of money and wealth—by your parents, the people who surround you, and external factors like mainstream media, school teachings, and so on.

No matter how your money blueprint was shaped up though, changing your mindset and behavior can be done. It is, of course, going to a heavy tug-of-war with your subconscious attacking your awareness on each and every turn. Changing your mindset on wealth creation though, must start with an eager desire to recognize your financial frailties and start reconstructing your mindset from there. Adjust your thoughts and outlook on spending, saving and investing by doing daily motivational acts and of embracing life’s simple realities.

To live, you need to spend on necessities. To live and be happy, you have to put a little leeway for luxury like travel and other fun-filled experiences. To live happily and successfully, you need to cultivate a money mindset on wise investment. To live happily, successfully and with a sense of purpose, you need to be able to share what you have with others. To achieve your goals, you need to embrace that there will always be hardships along the way. You need to rethink everything and to step out of your comfort zone. A good coach will be a great help at some point. In the end, your money blueprint and whatever positive changes you wish to impose all begins with one thing—YOU.